Regulatory Compliance Specialist

Uses Rule Engine + Regulatory Database algorithm with O(n) complexity for rule evaluation. Capabilities include tila_compliance, ecoa_fair_lending, state_regulation_validation, ofac_screening, and disclosure_generation. Sub-tasks: TILA Compliance Check, ECOA Fair Lending Check, State Rate Markup Validation, OFAC Sanctions Screening, Generate Required Disclosures. Evaluates the deal against a comprehensive rule engine covering TILA disclosure requirements, ECOA fair lending compliance, state-specific rate markup validation, OFAC sanctions screening, generates all required disclosures, and produces adverse action notices when applicable with consumer rights information.